Kids and Adults love Pay Day Loans. It is simple to explain. Ages: 8 years+ gather together with the family to play this fun game of managing finances. Pay Day also comes around the end of the paycheck, and for those who can handle their cash well, to earn it there safely without going completely broke. Try to pile up on the cash ahead of time, by discovering bargains on the internet and selling them to a reputable buyer for a tidy profit.

Most people are lucky enough to get an extra day off from work, and can use the extra cash to buy something nice for themselves or pay some bills. When we hit that period where we can really not find anything decent to buy, but there is always the next paycheck to think about, most of us tend to rack up that debt that has been building up. This is where the paid daily loan comes in handy.

Payday loans have become increasingly popular because they are a short-term fix. They do not have a long term effect, so most employers are happy to provide them. There is also very little risk involved in handing them over, compared to say, a credit card, which can easily cause you to run up huge bills. Online payday loans are very easy to apply for, and do not normally take any more than a few minutes to process. Once approved, the money is wired into your checking account within a matter of hours.

The main benefit of getting a payday loan is that it helps you budget. It prevents you from overspending, because you know exactly what you can spend every pay day. This prevents the ‘eat away’ at your wages that usually happens if you have the munchies and then have to pay the cost of a meal with cash. The fact that they are easy to get, and can be paid back quickly, means that they provide a great way for employers to help their staff.

As well as employers getting the wage earner a loan, they often get their pay day bonus. The bonus obviously helps the employer’s bottom line. However, it can be multiplied by the number of hours worked over a month. This is because the majority of companies have a system whereby they award employees with a certain wage every 30 hours they work. Each employee then contributes this amount every month, which is then topped up by the company. The instant pay apps provided by the likes of Google, Facebook and others, means that you don’t even have to leave the app to see how much you are being paid.

Now we know that employers like to give out pay day bonuses, we also know that everyone likes the idea of getting a cash bonus with literally minutes’ notice. There are other ways that the same pay day could be achieved. The options available to employees mean that there is no excuse not to be working hard every day. Instead of banking all your pay day profits in a savings account, why not treat it like a business investment? By taking advantage of online stock market trading, or investing in mutual funds or stocks, you will make a return on your investments faster than you can earn wages. As well as your savings account growing, your pay day profit should grow too.

Imagine if you were able to invest your pay day profits in a high street lender, such as Northern Rock, instead of having to take out a traditional loan. After a few years, you would probably have found a better investment, so that you could enjoy a higher rate of interest on your loans. If you use an online game board to earn money, instead of sitting at home watching TV, you will be able to do more of the things you love. It might not seem like much of a difference when you are enjoying the game board, but the difference in your pay day savings is huge.

So what are you waiting for? Stop hiding your pay day cards away in the drawer. Instead, play a board game. Not only is it fun, it could help you save money and also get a better return on your money!